Pressed for money? Facing urgent expenses? Need a loan? Applying for a loan has been made easy and hassle free by us at Zippy Payday. You can now get fast loan offers for any immediate cash needs. Above all, with us you can easily apply for loans from multiple lenders with varying rates and charges. Our fast and easy application process will definitely help you in getting suitable loans option at the hour of crisis.
Zippy Payday is an online platform which can be used to make an online application for loan choices like quick cash loans, short term loans, instant cash loans and same day loans. We are a financial intermediary and should not be mistaken for a lender. We only work with reputable and trusted lenders.
In simple terms, for pressing cash crunches now you can easily register with us to apply for a suitable amount of loan.
These small cash advances will be sanctioned if your request gets fully approved by the lender. So, while opting for loans make sure you are eligible to apply.
Zippy Payday is there to help you out when you are facing difficulties in making ends meet. In short, if your fixed income falls short of fulfilling your monthly needs, then you can apply for these small funds which are now offered from a range of AU$ 100 to AU$ 1500. Generally a loan term of 14-30 days will be provided for loan repayment which may extend to 60 days on the basis of the amount requested and your current financial condition and repayment ability.
Registering with us is free of charges.
We just urge you to provide valid details which would be helpful in getting you the right lender. Moreover your contact details will be needed by the lender in order to confirm a few facts about you before finally approving funds.
Thus for loan services lenders must be charging you some amount of interest which is generally high since length of repayment term is short here and no collaterals are demanded apart from a post dated check.
It is for this reason we have made such arrangements which will help you see the offers from multiple lenders offer according to your financial condition. While going for loans don't forget to take in to account whether or not you can easily repay the borrowed amount on the scheduled repayment date, otherwise the lenders will charge you a late payment fees etc.
In an event of nonpayment of loan money borrowed, additional charges will be levied. However, loan extensions, rollovers or renewals are an option if you are unable to pay back the loan sum within schedule. To re-schedule repayment the lender will surely impose surplus fees but in this case the interest will not accrue.
While you apply, credit checks will not be conducted by us but later lender might want to validate your credit profile. Perhaps with bad credit you will be charged extra by the lender for grant of loans. This may vary from lender to lender.
You Borrow —$200 You Pay —$248 Representative APR 1223.6% (Variable)
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.
This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 FREE from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.