Zippy Payday is a financial mediator to help people based in Australia in finding a lender for his or her short term needs. We have partnered with reputed lenders who can offer loan assistance to you. For us, responsible lending means to determine whether or not loans are affordable for you and whether or not the loan amount will meet your necessities completely.
Lenders with Zippy Payday will be considering your financial stability in order to decide whether or not funds should be provided. It is for this reason we ask for income details, bank statements etc so that facts about you can be verified. If loans are unsuitable for you then we would never recommend that to you.
Zippy Payday has maintained a transparent process which will help you to determine the most suitable amount available and the repayment structure for that. We are an online interface and are not directly involved in lending funds. It is for this reason there is no need for you to pay us any fees.
For our profit, we never encourage anyone who is already financially distressed to get involved in loan borrowing. We would advise them not to borrow loans further if he or she is already in debts.
Your personal details are safe with us and we will be sharing this only with licensed lenders who match your requirements. We want you to be confident while making any financial decisions thus a provision has been made here which will help you compare loan offers based on their rates.
Here we provide loan matching services without being unbiased. Our working procedures are easy to be understood. We also make sure that we are there to help you even when you are facing exertions in repaying the loan sum. We will try to do the needful considering your present financial state.
You Borrow —$200 You Pay —$248 Representative APR 1223.6% (Variable)
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.
This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 FREE from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.