Need extra cash? Short term loans could be a small cash advance alternative for you. If there are bills piling up and you run short of cash then these loans are the only thing that you should consider. With these loans now unavoidable expenses can easily be settled. Most importantly one can easily pay back the amount borrowed with his or her next pay.
There are lenders available with us at Zippy Payday who specialize in short term loans. Rates and other charges will vary from lender to lender. Most important, there will be no additional charges levied on you by us.
Through Zippy Payday now you can conveniently compare range of short term loans online from the comfort of your home or while working at office. For that you just have to send us your completed application form which is just a few clicks away from you. This application of yours will be shared with some of our potential lenders and within a short while you will receive a decision from the lender. If approved, the loan amount will be delivered online to your checking account.
We would also help you in comparing the rates offered by different lenders so that you must avail the most suitable loan offer. All these executions are quite easy with us that no matter if you are at home or at office doing your work. You must be choosing the loan option which is compatible for your present financial condition.
With short term loans you can ask for loans varying from AU$ 100 to AU$ 1500. You just have to quote the amount based on which time span of 2 to 4 weeks will be provided to you for loan repayment. So, you must select such an amount of loan which is easy for you to repay.
If there is slight delay in repayment then additional penalty fees will be charged on you beside accrued interest and other rates. There is a way to prevent such outcome. For that you must get in touch with the lender if you are unable to manage the funds. The lender will then adjust the timing for repayment and will fix up a new time when the loan amount should be repaid. Here the interest amount and other charges will remain constant but some additional charges should also be paid off.
Generally credit verification is done by the lenders. You might wonder that with bad credit tags, it would not be possible for you to apply here. But there are some lenders who are willing to help you with funds despite bad credits if you have stable financial condition presently. Please note here that interest rates will be genuinely high in this case.
These loans would need a post dated check with your signature as security. For unforeseen monthly cash crunches like payment of credit card dues, bank overdrafts, unpaid bills, hospital charges, house repairs etc now lay hands on these loans.
Short term loans can be counted upon for insignificant cash needs occurring when you have no money or insufficient money. Now get a chance to access them online simply by registering with us.
You Borrow —$200 You Pay —$248 Representative APR 1223.6% (Variable)
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.
This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 FREE from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.