We want you to know that if you are accessing details at Zippy Payday then it means that you have given your consent to follow the terms and conditions made applicable here. It is for this reason you need to carefully read these rules for you will have to accept the conditions before proceeding further. We would also notify not to use the content of the site unlawfully since that would be against our laws.
If you feel like not agreeing with the terms and conditions then you should stop browsing this site. Whether you are new to this site or have visited us multiple times, then also it is important that you must review these terms every time you pay visit. It is because it may happen that some changes have been brought in this regard.
This site contains images, illustrations, designs, icons, logos, button icons, software, written and other things, intellectual property etc. This content of this site strictly belongs to this site and cannot be copyrighted by anyone else. However for personal reference you are free to download the site content.
Though some third party links have been allowed here in our site but they are not related to us and have separate terms and conditions. You must know that if you must browse these links at own risk and we will not be responsible if anything goes wrong with you.
Information displayed in this site might not be an updated one. Rates, figures, conditions etc are also mentioned in this site and these are meant to change from time to time. So, to get accurate information you must refer appropriate site. We are not making here any recommendations or suggestions for any financial product. We just provide here general information.
If you have any complaint, you can directly contact us online.
You Borrow —$200 You Pay —$248 Representative APR 1223.6% (Variable)
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.
This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 FREE from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.